Your Insurance Company Has a Team. Now You Do Too.
We're former insurance adjusters who saw too many Florida families get shortchanged. Now we fight for you — at no upfront cost.
No upfront cost. We only get paid when you do.
of claims are underpaid by insurers
years of combined insurance experience
cost — we work on contingency
focused on your best interests
We've Sat on the Other Side of the Table
Before starting Pivot Claims, our team worked as adjusters for insurance companies. We saw firsthand how claims were minimized, delayed, and denied — even when policyholders deserved more.
That experience lit a fire in us. We started Pivot Claims with one mission: bring integrity to insurance and make sure Central Florida families and businesses get the fair settlements they're entitled to.
Former insurance company adjusters — we know their playbook
Licensed, bonded, and fully regulated by the State of Florida
We handle everything from start to finish — you focus on recovery
No settlement, no fee — we're invested in your outcome
86%
of claims are underpaid
Are you one of them?
We Handle All Types of Property Claims
From hurricane damage to vandalism, our experienced team knows exactly how to document, present, and negotiate your claim for maximum results.
Hurricane & Wind
Florida's #1 claim type. We know every nuance of wind damage policies.
Learn MoreWater Damage
Burst pipes, appliance leaks, and storm-driven water intrusion.
Learn MoreFire Damage
From smoke damage to total loss — we document everything.
Learn MoreFlood Damage
NFIP and private flood policies handled with expertise.
Learn MoreRoof Damage
Hail, wind, and age-related roof claims maximized.
Learn MoreBusiness Interruption
Lost income and extra expenses covered while you recover.
Learn MoreThe Most Common Property Damages in Florida
Know what you're up against — and know we've handled it all.
Wind & Hail Damage
Fire & Lightning
Water Damage
Vandalism & Other
How It Works
Getting started is simple. We take the complexity off your plate from day one.
Free Review
Call us or submit your claim online. We review your situation at no cost.
Policy Analysis
We dig deep into your policy to find every coverage you're entitled to.
We Fight For You
We document damages, prepare your claim package, and negotiate with your insurer.
You Get Paid
We only collect a fee when you receive your settlement. Your win is our win.
Real Stories from Central Florida Families
"After Hurricane Ian, our insurance company offered us a fraction of what we needed. Pivot Claims stepped in and got us three times the original offer. They treated us like family."
Maria T.
Orlando, FL
"I didn't even know I was entitled to more until Pivot Claims reviewed my policy. They found coverage I didn't know existed. Incredibly knowledgeable and professional."
James R.
Tampa, FL
"Our water damage claim was denied twice. Pivot Claims appealed it and we received a full settlement. They never gave up on us."
Sandra & Mike K.
Kissimmee, FL
Dealing with Hurricane or Storm Damage?
Florida homeowners face unique challenges after a storm. Insurance companies know the system — and now, so do you. Call us today for a free, no-obligation review.
Proudly Serving Central Florida
Local knowledge. Community roots. We're your neighbors.
Don't Leave Money on the Table
Your free claim review takes just minutes. Find out if your insurance company owes you more — because they probably do.